Using our Web Site

This web site (“Web Site”), available under address www.icrif.ae is provided by CRIF Gulf. (“CRIF”/ “we” / “us”), a company registered in UAE and located at 15th floor, '48 Burj Gate', Downtown Burj Khalifa, Dubai, UAE.
By using our Web Site, you and/or your company are agreeing to these terms (“Terms”), which shall take effect immediately on your first use of this Web Site. Please read them carefully. If you and/or your company do not agree to be bound by all of these Terms, you must leave this Web Site immediately.
A number of our services are presented on this Web Site (“Services”). These Services are available exclusively for persons conducting business activity (e.g. individual entrepreneurs, commercial companies or other legal persons) and only when purchased in relation to this business activity. How you and/or your company buy and use each of these Services will depend on separate terms and conditions provided by us or other organizations. Those terms and conditions of use of Services constitute separate documents available on the Web Site.
You and/or your company must follow any policies made available to you within the Web Site. Do not misuse the Web Site. For example, do not interfere with the Web Site functionalities or try to access it using a method other than the interface and the instructions that we provide.
You and/or your company may use the Web Site only as permitted by law.
The content on this Site is for use of our Services by you and/or your Company only and not for any further commercial exploitation by you. You and/or your company may not reproduce, republish, distribute, display or transmit for commercial, non-profit or public purposes all or any portion of the Web Site, except to the extent permitted above. You and/or your company may not use this Web Site to transmit any false, misleading, fraudulent or illegal communications.
We reserve the right to investigate complaints or reported violations of our Terms and to take any action we deem appropriate including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other relevant public authorities and, if required by law, disclosing any information necessary or appropriate to the above-mentioned entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information.
We may suspend or stop providing the Web Site to you and/or your company if you and/or your company do not comply with our Terms or policies or if we are investigating suspected misconduct.
We are constantly changing and improving the Web Site. We may add or remove functionalities or features, and we may suspend or stop to provide the Web Site altogether.
CRIF may also add or create new limits to the Web Site at any time. If we discontinue or change a functionality of the Web Site, where reasonably possible, we will give you and/or your company reasonable advance notice.
In connection with your use of the Web Site we may send you and/or your company service announcements, administrative messages, and other information.
You and/or your company need to create a Company Account in order to subscribe and use our Services. Company Account may be created exclusively by a person conducting business activity (e.g. individual entrepreneurs, commercial companies or other legal persons) and only for the sake of using the Services in relation to this business activity.
You and/or your company can create your own Company Account by signing up and registering you and/or your company.
Only the legal representatives or duly empowered proxy-holders of your company are allowed to create a Company Account on behalf of the company. When you sign up you represent and warrant that you have the authority to accept these Terms on behalf of the company.
Registration of Company Account is subject to our discretionary decision. If your and/or your Company’s request for registration is accepted:
- your Company Account is created;
- a default area for your Company Account is created;
- a default billing centre for your Company Account is created;
- the credentials and instructions how to access the Account are sent to the email address you indicated when signing up.
We do not permit anyone other than you to access the Company Account by using your credentials; You are the sole responsible for preventing such unauthorized use.
To protect your Company Account, preserve with maximum diligence and attention the secrecy and confidentiality of your password and credentials, preventing them from being used inappropriately, erroneously or without authorization. Do not reuse your password on third-party applications.
You are the sole responsible for the activity carried out by your employees or representatives or by any unauthorized third party on or through your Company Account.

If you learn of any unauthorized use of your Company Account you shall immediately inform CRIF in writing to:.info.me@crif.com.
You agree to provide accurate and complete registration information. It is your responsibility to inform us of any changes to that information.
CRIF will processes your data in accordance with our privacy policies.
Subscribing our Services
In order to subscribe one of our Services you need to be a person conducting business activity (e.g. individual entrepreneur, commercial company or other legal person) and subscribing our Services in relation to this business activity.
Subscription of our Services must be done upon signing in to a Company Account.
Only when you and/or your company accepts the relevant terms and conditions the Service is activated for that Company Account.

Our Warranties and Disclaimers
We provide the Web Site using a commercially reasonable level of skill and care and we hope that you will enjoy using it.
Other than as expressly set out in these Terms or any additional terms, CRIF make no specific promises about the Web Site.
We do not make any commitments about the content within the Web Site, the specific functions of the Web Site, or their reliability, availability, or ability to meet your needs.
We provide the Web Site “as is” and we give no warranties, conditions, guarantees or representations, expressed or implied that this Web Site will be available without interruption, or that it is error, virus or bug free. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and any other appropriate or applicable security checks) to satisfy your particular requirements as to the accuracy and or content of information.
Liability for the Web Site
When permitted by law, CRIF will not be responsible for any lost profits, revenues or data, financial losses or indirect, special, consequential, exemplary, or punitive damages that might be incurred as a result of using the Website or the Services.
In all cases CRIF will not be liable for any loss or damage that is not reasonably foreseeable.
However, nothing in these Terms removes or limits our liability for death or personal injury caused by our negligence or for any liability, which we cannot limit or exclude under the law.
We shall not be liable for any loss, injury, claim, liability or damage of any kind resulting from your and/or your company’s use of the Web Site. You and/or your company shall hold harmless and indemnify CRIF and its affiliates, officers, agents, and employees from any claim, suit or action arising from or related to the use of the Web Site or violation of these Terms by you and/or your company, including any liability or expense arising from claims, losses, damages, suits, judgments, litigation costs and attorneys’ fees.
Link Policy
This Web Site may contain hypertext links to web pages operated and maintained by third parties. These links are provided for your convenience only and we do not control and are not responsible for the contents of such web pages. Our inclusion of such links does not imply any endorsement of the material contained therein or of the owners. If you use the links to visit third party web pages, you do so at your own risk. You must not link to our Web Site without first obtaining our written permission.
General Provisions
We may modify these Terms to, for example, reflect changes to the law or changes to the Web Site.
We will post notice of modifications to these Terms on this page.
If you do not agree to the modified Terms you shall discontinue your use of the Web Site.
These Terms control the relationship between CRIF and you and/or your company. They do not create any third party beneficiary rights.
If you do not comply with these Terms, and we do not take action right away, this doesn’t mean that we are giving up any rights that we may have (such as taking action in the future).
If it turns out that a particular term is not enforceable, this will not affect any other term.
You agree that the UAE law will apply to any disputes arising out of or relating to these Terms.
All claims arising out of or relating to these Terms will be litigated exclusively in the courts of Dubai, UAE.
If you have any questions about this Web Site or these terms, please use the relevant contact details set out on the 'Contact us' page www.icrif.ae.